The Problem
1099 income doesn't come with a tax plan
When you're a W-2 employee, taxes are handled for you. When you're 1099, every dollar arrives untouched — and it's on you to figure out what belongs to the IRS. Most contractors either guess, forget, or find out the hard way in April.
SetAside fixes that by doing the math on every payment, the moment you log it.
Features
Everything a 1099 worker needs
Auto Tax Calculation
Enter a payment, SetAside instantly breaks it down across federal income, self-employment, state, and local taxes. No guessing.
Income by Client & Project
Log every payment by who paid you and what it was for. See exactly which clients drive your income and which projects are most profitable.
Expense & Mileage Tracking
Track business expenses and mileage as they happen. Deductions reduce your tax liability in real time on your dashboard.
Real-Time Dashboard
See exactly how much you've earned and how much is earmarked for taxes — updated with every payment you log.
Quarterly Estimates
At quarter-end, get estimated tax breakdowns ready for IRS deadlines. Never miss a quarterly payment or face underpayment penalties.
Exportable Reports
Generate clean reports for your accountant, your records, or your own peace of mind. Income summaries, expense breakdowns, tax projections.
What Gets Calculated
Every tax layer, every payment
Federal Income Tax
Based on your projected annual income and filing status
Self-Employment Tax
15.3% covering Social Security and Medicare — the part employers normally pay
State Income Tax
Calculated for your state, with support for states with no income tax
Local/City Tax
Where applicable — because some cities take their cut too
Stop guessing. Start setting aside.
Download SetAside 1099 and know exactly how much every payment owes — before you spend it.